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business credit building

Your LLC is formed.Now let's make ita real company.

12 months. Net-30 vendors. DUNS, Experian Business, Equifax Business. Real business credit, separate from personal.

What the program includes

Everything your company needs to build real credit.

  • Optimized NAICS code

    We research and apply the NAICS code that maximizes your business credit access. Most entrepreneurs choose it wrong and close doors without knowing.

  • DUNS registration (Dun & Bradstreet)

    Your unique business identifier with D&B. Without DUNS you don't exist in the business credit system. We register it correctly from the start.

  • Enrollment in 4-6 Net-30 vendors

    We connect you with vendors that report to business bureaus and grant Net-30 terms. Each vendor you pay on time builds your business credit history.

  • Trade reference building

    Beyond Net-30 vendors, we help you build commercial references with banks, suppliers, and partners. These are what unlock large credit lines for you.

  • Tri-bureau monitoring

    Monthly reports from Dun & Bradstreet, Experian Business, and Equifax Business. We tell you exactly what's being reported and what's not, month by month.

  • Monthly progress report

    Every month you receive a bilingual report with your current status, next steps, and key metrics. No BS, no jargon.

The program in 12 months

Gradual and verifiable construction. Every month has measurable progress.

  1. Month 1

    Foundation

    We optimize your NAICS, register DUNS, set up accounts with first 2-3 Net-30 vendors. Your business officially appears in the business credit system.

  2. Month 3

    First reports

    Your first Net-30 payments are already reported. Bureaus start generating your Paydex score (D&B) and initial history. We add 2-3 more vendors.

  3. Month 6

    Established score

    Active Paydex score (target 80+). Your business starts qualifying for real business credit: business cards, lines with major suppliers, business banking with commercial benefits.

  4. Month 12

    Real business credit

    Solid history across all 3 business bureaus. Your business qualifies for SBA loans, $50K-$250K+ credit lines, commercial leases without personal guarantees. You're now a real company.

Transparent pricing

No surprises. No hidden fees.

Complete program · 12 months

$499one-time setup
$79.99/month for 12 months
  • Optimized NAICS code
  • DUNS registration
  • 4-6 Net-30 vendor enrollment
  • Commercial reference building
  • Tri-bureau monitoring
  • Monthly progress report
  • Cancel anytime (no penalty)
Total 12-month investment$1,458.88$499 + ($79.99 × 12)Equivalent to $121.57/month amortized
Start my program

Also available in the LLC Combo package ($999) — includes LLC + Business Credit Setup. Ideal if you haven't formed your LLC yet.See Combo package →

Frequently asked questions

Business credit is built on a legal entity separate from you. Without an active LLC or Corporation, business bureaus cannot establish a profile for your business. If you don't have an LLC yet, we can form it first (see /en/llc-formation).

Business credit is built with real history, not tricks. Business bureaus need to see consistent payments for 6-12 months before generating reliable scores. Anyone promising 'business credit in 30 days' is lying or doing something illegal.

You can cancel anytime with no penalty. What you've already built (DUNS, vendors, reported history) stays with you. But progress stops — the next 6 months are where the score really takes off. Honest take: if you reach month 6, we recommend finishing.

By federal law no one can guarantee specific scores. What we DO guarantee: the system works if you do your part (paying vendors on time). Of clients who complete the 12 months paying punctually, most see Paydex 80+. Your payment discipline determines much of the outcome.

Yes, but they're things your business probably already needs: office products, gas, gift cards (that you later use), basic supplies. The idea is you're already spending that money — we just redirect it to vendors that report to bureaus.

Yes, completely legal. Business credit is an official system regulated by D&B, Experian, and Equifax. What we do is navigate you through that system correctly. We DO NOT fabricate history, falsify information, or use other people's cards. Real construction.

Ready to start?

Start with a free discovery call. We answer all your questions, check if your LLC is ready, and only then you decide if you want to move forward.